Our Specialties
Along with the support of our experts here at SA Stone, we are able to offer a variety of solutions to help assist you in achieving your financial well-being.
We recognize one size does not fit all. And each person has unique views on what goal achievement really means. Take retirement. For some, it might involve buying a motorhome and traveling around the country. For others, it might be going on a cruise twice a year and living in your paid for house. And still for others, it might be enough income to support work as a missionary. Whatever your goal, it's important that you have a unique plan that works for you and your financial situation.
By taking time to complete a picture of where you are today and getting clarity on what your major milestones look like, we are able to identify the steps that may help you achieve your goal. This then allows us to create a realistic plan for the future and remove the guesswork and 'gotchas' from your journey. It also gives you a plan in which you are steadily working towards.
Some of the more frequent client needs we address are listed below. Let us help discover your needs and a solution that fits you.
RETIREMENT INCOME PLANNING
Whether you are close to retirement or are already retired, we will work to design a plan to help make the most of your retirement savings. Once we clearly understand your cash flow needs, we will map out a plan to provide a sustainable level of retirement income which you don't outlive.
PRE-RETIREMENT PLANNING
“The best time to plant a tree was 20 years ago. The second best time is now.” With the average time in retirement being 18 years, it is never too early to start planning. Discussing how much you need to comfortably retire, and helping you understand your future retirement distribution options relating to social security, employer-sponsored retirement plans and IRAs is crucial. So is developing a plan to address the key concerns you might face as a retiree, including inflation, longevity, and healthcare.
RISK MANAGEMENT & INSURANCE
Truly, no one likes to think about life events that affect the ones you love, but it is a reality that on rare occasion, some must face. Reviewing existing insurance policies, annuities, and investment decisions while developing comprehensive strategies.
EDUCATION PLANNING & FUNDING
Planning a better educational future for our children and/or grand children is always of the utmost concern and we are able to explain the tax-advantaged options afforded to you and those you love.